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Long Term Care

When a person requires someone else to help him with his physical or emotional needs over an extended period of time, this is long-term care. This help may be required for many of the activities or needs that healthy, active people take for granted and may include such things as:

Walking • Bathing • Dressing • Using the bathroom • Helping with incontinence • Managing Pain
Preventing unsafe behavior • Providing physical or occupational therapy • Answering the phone
Attending to medical needs • Feeding • Meeting doctors' appointments • Providing meals
Maintaining the household • Shopping and running errands • Providing transportation
Administering medications • Managing money • Paying bills • Doing the laundry
Attending to personal hygiene • Helping with personal grooming

The need for long-term care help might be due to a terminal condition, disability, illness, injury or the infirmity of old age. Estimates by experts are that at least 60% of all individuals will need extended help in one or more of the areas above during their lifetime. The need for long-term care may only last for a few weeks or months or it may go on for years. It all depends on the underlying reasons for needing care.

Long-term care services may be provided in any of the following settings:

In the home of the recipient
In the home of a family member or friend of the recipient
At an adult day services location
In an assisted living facility or board-and-care home
In a hospice facility
In a nursing home

The State of Connecticut has joined forces with private insurance companies to provide Connecticut residents with...

unbiased information about the need for long-term care;
the ability to find and purchase quality, affordable long-term care insurance; AND
a way to get needed care without depleting assets.

Learn More about the CT Partnership...


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