« Auto Insurance

How To Save On Auto Insurance

If you want to reduce the cost of your auto insurance you should contact us about available discounts.

You may be able to keep your premiums down if you:

Drive safely.
Being involved in accidents and traffic violations increase premium rates.

Increase your deductibles.
By doing this you will end up paying more out-of-pocket in the event of a loss. Consider this option only if you can afford to pay the amount of the deductible .
Consider dropping collision and/or comprehensive coverage on a low value car that is not financed.
This option should not be considered under any circumstances unless you can afford to repair or replace the vehicle or do without it. Also, if the car is financed, carrying collision and comprehensive coverage will probably be required by the bank or financing company and dropping the coverage would probably be an event of default.

Think about insurance when buying a new car.
High performance and luxury cars, and some other cars, which experience has shown to be prone to damage or theft, often have high premiums. And, consider buying safety devices such as anti-lock brakes and passive restraint systems. Not only do they protect you and your family, they may also make you eligible for premium discounts.

If you are a teenager, get good grades and take driver training.
Both qualify for discounts.

If you are over 60, take an accident prevention course which qualifies for a discount.

Place your business with us.
We can probably save you money by shopping around for you.


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