« Auto Insurance
Here are a few things you
can do to make sure your auto insurance will cover your vehicle
throughout the trip - and help keep your premium low after the trip.
sure you have current coverage. If you pay your monthly installment
premium with a check (not an automatic withdrawal direct debit from
your bank), you should have a plan to either pay for a few months
before you leave or set up automatic withdrawals from your checking
account. This way even if you forget about your car insurance while
youre traveling, the payments have been taken care of.
Carry your insurance card. Even though
its illegal to drive without carrying proof of car insurance
in your vehicle, many people simply forget to put the new card in
to replace the old insurance card. Before you leave make sure that
you have proof of current insurance somewhere in your vehicle. If
you dont, find the nearest fax machine and call your insurance
company and have them fax proof of insurance directly to you.
Are you traveling with a friend? Will they
be doing any of the driving? Even if your insurance company will
cover a friend driving your vehicle, its a smarter idea still
to make sure your friend(s) have current car insurance of their
own. If your vehicle is in an at-fault accident and your friends
arent insured on your vehicle or carry their own policy, regardless
of who was driving the claim will be filed against your insurance
company and may ultimately be on your insurance file as a claim.
Speeding tickets and moving violations.
Even if these violations do not have an immediate impact on your
auto insurance premium, they eventually will. Its not easy
to go the speed limit all of the time especially on a road trip,
but slowing down may save you unnecessary speeding tickets and a
premium increase when your auto insurance policy comes up for renewal.