« Auto Insurance
Preventing vehicle theft is everyone's responsibility.
Police, government officials, insurers, consumer groups, vehicle
manufacturers and other citizens are working together in a cooperative
effort to prevent auto theft and fraud.
How you can protect your car?
leave your car running while unattended. Always turn off the
engine and roll up the windows when leaving the car, even for a
short period of time.
Never leave your keys in the car. Nearly 20 percent of cars
stolen still have the key in the ignition.
Lock you car and garage. T-shaped lock knobs may be replaced
by smooth ones that are more difficult for thieves to pull up.
Cover your garage windows. Thieves will not know what kind
of cars are inside and will not be able to detect your travel patterns.
This will'also help ensure the safety of snowblowers, lawnmowers
and other valuables stored in the garage.
Park in busy, well-lighted areas.
Leave only your ignition key when leaving your vehicle with
a garage or parking lot attendant. Protect your home and office
from being burglarized by keeping your other keys with you.
Make your car easy to identify. Etch your car's vehicle identification
number (VlN) onto car windows and underneath the hood and the trunk
lid. You can use a dye marker, or an electric etcher--which you
can sometimes borrow from your local police department or rent from
a hardware store.The VIN is embossed on a metal plate located between
the dashboard and the windshield on the driver's side. It can also
be found on the manufacturer's certification sticker on the driver's
side front door.
Keep valuables hidden. Place all valuables in the trunk.
Protect your audio system. Removable or hidden radios, stereos,
tape decks and CD players are good ideas, as is discrete placement
of audio system speakers.
Keep important documents safe. Never leave your vehicle title
or registration in your glove compartment. Thieves can use these
documents to sell your car orto impersonate you if they are stopped
by the police.
Keep a copy of your vehicles VIN, license plate number, your
insurance identification card number and your vehicle registration
number with you at all times. If your vehicle is stolen, you will
need this information to complete police and insurance company reports.
Use alarm systems and install anti-theft devices, such as
ignition cutoff switches, fuel cut-off devices, steering wheel locks
and hood locks. Anything that slows a thief down will decrease the
chances that your car will be a target. Many insurers offer a discount,
usually ranging from five to 20 percent, on comprehensive coverage
to policyholders whose cars are equipped with these devices.
Certain cars are stolen more frequently than others. Check
with us to find out whether or not that new car you're thinking
about buying falls into the high-risk category.