« Auto Insurance
police immediately and call for medical assistance. Get the
police officer's name and badge number and the address and phone
number of the police station. Ask the officer when the report will
be filed and how you can obtain a copy.
Always have access to your insurance company's
claim service card with your agent's name and phone number, and
your policy identification number.
Keep your insurance company's filing procedures
in your glove compartment as a reminder about the information the
Notify your insurance company or agent
as soon as possible.
Get the names of the other drivers, their
addresses, work and home telephone numbers, vehicles, license plate
states and numbers, drivers license numbers, insurance companies,
names and telephone numbers of their agents, and policy numbers.
Get the names, addresses, and work and
home telephone numbers of all passengers and witnesses.
Make notes describing the accident, the
vehicles involved, their approximate speeds, the setting, the weather,
the traffic signs and signals, the road conditions. Take photographs
if possible; or draw simple diagrams of the roads and the accident.
To Do !
Don't make any
oral or written statements regarding responsibility or blame.
Don't tell others
involved in the accident how much liability insurance you carry.
the specifics of the accident with others involved.
offers to settle for payment on the spot without thinking about
it carefully. You could be held liable later for the same damages.